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Consumer Credit Posts Highest Yearly Increase Since July 2017

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through April 2019. As of April 30, 2019, consumer credit...

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Homeowners Cautious with Lines of Credit Despite Equity Gains

The current release of the Federal Reserve’s Z.1 Financial Accounts report of the U.S., also known as the flow of funds report, shows a continuing increase in the market value of households in the U.S....

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Consumer Credit Report Shows Acceleration of Revolving Debt

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through May 2019. As of May 31, 2019, consumer credit totaled...

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Senior Loan Officer Opinion Survey Asks Banks About Standards Since 2005

The Federal Reserve’s latest Senior Loan Officer Opinion Survey shows an array of responses on the lending practices of various banks as of the second quarter of 2019 among various loan classes. The...

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Non-revolving Debt Fuels Consumer Credit in the Latest Quarter

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through June 2019. As of June 30, 2019, consumer credit totaled...

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Refinancing Activity Buoyed by Federal Reserve Rate Cuts

The latest data from the Mortgage Bankers Association’s Weekly Application Survey show a strong reaction to the market among prospective homebuyers and those wishing to refinance their existing home...

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Revolving Debt Increases Significantly in Latest Consumer Credit Report

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through July 2019. In July, consumer credit increased at a...

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Real Estate’s Market Value Shows Minimal Growth in Q2 2019

The recently released Federal Reserve’s Z.1 Financial Accounts of the United States report (formerly known as the Flow of Funds report) shows the latest transactions in households’ balance sheets as...

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Nonrevolving Debt Surges

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through August 2019. In August, consumer credit increased at a...

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Senior Loan Officer Opinion Survey: Multifamily Lending Market Neutral...

The Federal Reserve’s latest Senior Loan Officer Opinion Survey contains the reported lending practices, as of the third quarter of 2019, of 80 large domestically chartered commercial banks and up to...

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Consumer Credit Increases in Third Quarter Despite Bank Lending Tightening

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through September 2019. In September, consumer credit increased...

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Revolving Debt Expands in October

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through October 2019. In October, consumer credit increased at a...

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Consumer Credit Continues to Expand

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through November 2019. In November, consumer credit increased at...

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Demand for Construction Loans Slowed at End of 2019

The Federal Reserve’s latest Senior Loan Officer Opinion Survey contains the reported lending practices, as of the fourth quarter of 2019, of 80 large domestically chartered commercial banks and up to...

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Consumer Credit Expanded in 2019

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through December 2019. In 2019, consumer credit increased 4.8...

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Student Loan Debt Spikes in January

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through January 2019. In January, consumer credit increased at a...

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Household Balance Sheets: 4Q19

The fourth quarter 2019 Financial Accounts of the United States, the Federal Reserve’s flow of funds data, show the aggregate values of households’ assets and liabilities in the nation. Households’...

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Closed-Ended Credit Surged in February

The Federal Reserve’s latest G.19 Consumer Credit Report shows rising trends in consumer credit, excluding loans secured by real estate, through February 2020. In February, consumer credit increased at...

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Loan Officer Survey Highlights Gaps In Mortgage and Construction Loan Demand

The theme of the latest Senior Loan Officer Opinion Survey reflecting banks’ lending practices, in the first quarter of 2020, is one that is echoed in other reports produced by organizations in the...

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April Consumer Credit Indicates Recovery Challenges

The Federal Reserve’s latest G.19 Consumer Credit Report shows trends in consumer credit, excluding loans secured by real estate, through April 2020. In April, consumer credit decreased at a seasonally...

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